Real estate professionals help clients navigate some of the largest financial transactions they will ever make. Your own business needs protection, too.

Smith & Thomas Insurance helps Florida real estate agents and real estate professionals find commercial insurance for their offices, operations, employees, and other business exposures.

Insurance for Real Estate Agents & Agencies

Whether you’re an independent real estate agent or operate a larger real estate office, your insurance needs depend on how your business operates.

Common coverage considerations include:

General Liability Insurance

General liability insurance can help protect your real estate business from certain claims involving bodily injury, property damage, and personal or advertising injury.

Even a primarily office-based business can face unexpected liability exposures, such as a client being injured at your office or an employee accidentally damaging property.

Business Property Insurance

Your office equipment, furniture, computers, signage, and other business property can represent a significant investment. Commercial property coverage can help protect covered business property against eligible losses.

Business income coverage may also be available to help address certain interruptions to your business following a covered loss.

Business Owners Policy

Many smaller real estate businesses may qualify for a Business Owners Policy, or BOP. A BOP can combine property and general liability coverage into one commercial policy, along with other available coverages and endorsements.

Eligibility and available coverage depend on the individual business and insurance company.

Professional Liability

Real estate professionals can also have professional liability exposures related to the services they provide. Depending on your operations and contractual requirements, professional liability or errors and omissions coverage may be an important part of your insurance program.

Cyber Insurance

Real estate businesses regularly handle personal information, financial information, contracts, and other sensitive documents. Cyber insurance can help address certain covered losses resulting from cyber incidents, data breaches, and other technology-related risks.

Real Estate Insurance in Florida

Florida real estate professionals can have a variety of insurance needs depending on their office, employees, transactions, and business operations.

Whether you’re opening a new real estate business or reviewing an existing insurance program, we can help you evaluate your options and find coverage appropriate for your business.

We Can Help Insure Your Clients, Too

If you’re a real estate professional, you probably have clients who need insurance as part of their home-buying process.

Smith & Thomas Insurance also helps Florida homeowners with homeowners insurance, flood insurance, personal auto insurance, and other personal insurance needs. We understand that insurance often needs to be arranged quickly during a real estate transaction, while still giving the buyer an opportunity to understand what they’re purchasing.

If your clients need an insurance quote, we’re happy to help them through the process.

Contact Smith & Thomas Insurance to discuss real estate agent insurance or insurance for your clients.nd find an insurance program appropriate for their needs.

Get a Quote for Your Real Estate Agent Insurance

Whether you’re opening a new business or expanding an established agency, we’re happy to discuss your options.

Contact Smith & Thomas Insurance to discuss Real Estate Agent Insurance in Florida.