Mobile Home Insurance
Your mobile home is one of your biggest investments—protect it with coverage built for it.
We specialize in mobile and manufactured home insurance, helping Florida homeowners protect their home, belongings, and liability with coverage designed for the risks mobile homes face.
Mobile Home Insurance in Florida.
Your mobile home is more than a structure—it’s where life happens. At Smith & Thomas Insurance, we specialize in mobile and manufactured home insurance for Florida homeowners, helping protect your home, personal belongings, and liability with coverage designed for the unique risks mobile homes face.
As an independent agency, we work with trusted insurance carriers to find affordable, reliable mobile home insurance that fits your home, your needs, and your budget.
We’re proud to be trusted as one of Florida’s go-to agencies for mobile home insurance!
Why Home Insurance Matters.
A mobile home policy does more than cover your house. It provides financial protection in case of:
- Fire, storm, or hurricane damage
- Theft or vandalism
- Personal liability if someone is injured on your property
- Additional living expenses if you’re forced to relocate during repairs
Without the right protection, unexpected events can become overwhelming. That’s why our team takes the time to explain your options and match you with coverage that brings peace of mind.
What’s Included in a Typical Policy?
Every home is unique, but most policies cover:
- Dwelling coverage – repairs or rebuilding your home’s structure
- Personal property coverage – furniture, electronics, clothing, and more
- Liability protection – medical or legal costs if you’re found responsible for injury or damage
- Loss of use – temporary living expenses if your home becomes unlivable
Optional add-ons include:
- Flood insurance (especially important in Florida)
- Coverage for jewelry, collectibles, or other high-value items
- Umbrella liability policies for extra protection
Looking for golf cart insurance? We’ve got you covered!
Why Choose Smith & Thomas Insurance?
Local expertise – We’re proud to have served families in Lakeland, Polk County, and across Florida for over 65 years as a trusted agency for mobile home insurance.
Independent agents – We compare policies from multiple carriers, so you get more options and the best value. We work for you!
Personal service – We answer your questions and explain coverage in plain language.
Trusted guidance – Our clients rely on us to protect their homes, families, and futures.
Get a Free Home Insurance Quote Today!
Protect your home with coverage you can count on. Contact Smith & Thomas Insurance today for a free, no-obligation home insurance quote. Call us at 863-688-1141 or request your quote online.