Faith-Based School Insurance

We specialize in providing comprehensive insurance coverage for Christian schools and faith-based academies throughout Florida. From classrooms and playgrounds to extracurricular programs, we understand the unique risks these institutions face. Our tailored policies protect students, staff, and property, so your school can focus on education and ministry without interruption.

We know that schools affiliated with churches or faith-based organizations have different insurance needs than traditional businesses. That’s why we offer a variety of coverage options to keep your school safe and compliant:

• Property Insurance – Protects classrooms, offices, playgrounds, and educational equipment from fire, storm, or theft.
• Liability Insurance – Covers accidents, injuries, or other claims that could arise on campus or during school events.
• Abuse & Molestation Coverage – Specialized protection designed for staff and students, giving peace of mind to parents and administrators.
• Workers’ Compensation – Provides coverage for faculty and staff involved in school operations.
• Student Activity Coverage – Ensures safety for field trips, sports, and other extracurricular programs.

Why Faith-Based Schools Trust Smith & Thomas Insurance

Peace of Mind: Our goal is to keep your students, staff, and facilities safe so your mission can thrive.

Decades of Experience: Protecting schools and church-affiliated organizations since the 1980s.

Florida-Focused: We understand local risks and regulations, from hurricanes to liability concerns.

Tailored Policies: Coverage scales with your school, whether you’re a small academy or a multi-campus institution.